You can get the real estate license when you buy a house with a mortgage loan, because the time to get the real estate license when you buy a house with a loan is the same as the time for one-time payment, except that one more "other certificate" is placed in the bank. According to the Administrative Measures for the Pre-sale of Urban Commercial Housing, the purchaser of the pre-sale contract shall apply for the real estate license within 90 days from the date of delivery of the commercial housing, and the purchaser of the existing house shall apply for the real estate license within 90 days from the date of signing the sales contract.

What are the procedures for handling real estate licenses?

1. After the real estate transaction is completed, there is a time limit for handling the real estate license, one month. In other words, both parties need to bring relevant information to the real estate transaction office for application within one month. You need to bring your ID card, household registration book, commercial housing sales contract and other documents when you register.

2. After receiving the notice of house transaction, both parties to the transaction should carry their ID cards, household registration books and seals. After paying the handling fee, deed tax and stamp duty, you can go through the transfer formalities. The exchange will issue a real estate sales contract to the buyer. In principle, the real estate license must be handled jointly by the buyer and the seller. If the buyer and the seller or one of them cannot handle the formalities of ownership transfer and property right registration for any reason, they may issue a power of attorney to entrust an agent to handle it on their behalf.

3. After completing the transfer formalities, the buyer shall apply for registration with the city or district (county) Housing and Land Administration Bureau where the house is located with the sales contract issued by the real estate exchange within three months.

4. The public maintenance fund is generally collected by the community office in the area where the property is located. In some cities, public maintenance funds have been collected by banks. Regarding the payment method, you can ask the staff of the developer. It should be noted that the payment voucher must be kept whether it is collected by the community office or by the bank. The payment voucher of these two funds is a necessary document for handling the real estate license. Once lost, it will affect the acquisition of the real estate license.

5. Be sure to keep the license notice given by the management department and get the real estate license according to the time notified above. In addition, when paying stamp duty, property registration fee and production fee, we should carefully check the records of the real estate license, especially the important information such as area, location, owner's name and ownership status.