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Do you have to go to jail for getting cancer and owing a bank loan?
If it is a normal loan relationship, even if it has not arrived yet, it will not bear criminal responsibility. Banks can apply to the court for compulsory execution through civil litigation, and if they do not pay, they can suspend execution.

Legal basis:

Article 236 of the Civil Procedure Law: The parties must perform legally effective civil judgments and orders. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution.

Article 242 If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution. From the relevant units. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform.

When the people's court decides to seal up, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, which the relevant units must handle.

Article 256 In any of the following circumstances, the people's court shall make a ruling to suspend execution:

(1) The applicant indicates that the execution can be postponed;

(2) The outsider raises legitimate objections to the object of execution;

(3) A citizen who is a party dies and needs to wait for the successor to inherit the rights or assume the obligations;

(4) The legal person or other organization as a party terminates, and the successor of rights and obligations has not been determined;

(5) Other circumstances in which the people's court considers that execution should be suspended.

When the suspended situation disappears, execution will resume.