If a customer needs money urgently and wants to borrow money from a bank, he should bring personal ID card, residence certificate (household registration book or temporary residence permit), income certificate (such as bank running water and salary slip) and other materials to choose the offline business outlets of the bank to find the counter staff to apply for a loan, then get the application form and fill it out, then submit the completed form and materials to the bank, and then wait patiently for the bank's approval.

If the bank approves it, go to the outlet to sign the loan contract and wait for the loan. As long as the customer guarantees good personal credit, it is no problem to apply for a credit loan in the bank.

We also need to note that many banks provide online consumer loan products, and customers can borrow online directly from the online banking or mobile banking client of the selected bank.

If a customer has certain assets under his name, he can actually apply for a mortgage loan, and the amount of the mortgage loan can generally be higher than that of a pure credit loan. When making a loan, you can also find a person with good credit status to guarantee your loan, which can increase the chances of loan approval.

Taking money as a formal platform, loans are safe, reliable and trustworthy. Qianhua is a credit brand owned by Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official calculation below). The daily interest rate of money consumption loan is as low as 0.02%, and the maximum loan is 200,000! It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.

References:

Du Xiaoman has money to spend on official website.

Since the interest rate of 360 IOUs is 0.027%, the borrower will apply online and the system will automatically approve the application. 1 minute can complete the application, and the loan can be released in 5 minutes at the earliest. The maximum loan amount is 200,000 yuan, and the loan period is 3- 12 months. 18-55-year-old college students who have a stable job and income can apply with their mobile phone number and ID card.

References:

360 IOUs official website