The maximum loan for used cars is 70%, and the longest loan period is three years, but it is not everywhere, and the interest rate is around 8%.

Second, can I go to the bank for a loan after buying a car in full?

Yes, you can. 1. Loan object: a natural person with full civil capacity, aged between 18 and 60 (inclusive); 2. Loan amount: if the purchased vehicle is for personal use, the loan amount shall not exceed 80% of the price of the purchased vehicle; If the purchased vehicle is a commercial vehicle, the loan amount shall not exceed 70% of the purchase price; If the purchased vehicle is a used car, the loan amount shall not exceed 60% of the purchase price of the borrower. Article 35 of the Commercial Bank Law: Commercial banks should strictly examine the borrower's loan purpose, repayment ability and repayment method. Commercial bank loans shall be subject to the system of separating loan review from grading approval.

I buy a used car in full, can I get a loan?

You can refinance, but the interest will definitely be higher than the normal car loan.

4. Can I get a loan on the same day when I buy a used car in full?

The normal process is to borrow money in advance before buying a vehicle, and the car loan company will only lend money after receiving the household.

There are also products that support loans after the full purchase of the car on the same day, but there are uncertainties in the credit information of the main lender, which may not be possible. To be on the safe side, loan first, then pick up the car.