1, ICBC wealth management e-loan
ICBC's personal credit loan brand has a high loan amount of up to 800,000 yuan and a low loan interest rate, with a minimum annual interest rate of 4.35%(LPR+0.5%), which is updated every month. Moreover, there was interest rate activity from July 26th to August 3rd, 20221,and the one-year interest rate was as low as 3.99%, which was quite good.
2. Bank of Communications Huimin Loan
The personal consumption loan that Bank of Communications can apply for online is a pure credit application without mortgage or guarantee. The online loan amount can be up to 200,000, and the offline audit can be up to 500,000. The longest loan period is 36 months, and the minimum annual interest rate is 4.32%. Whether it is the amount, term or interest rate, it is also a better choice.
3. Xingshan loan
Industrial Bank's personal credit loan brand has a maximum loan amount of 200,000 yuan and an annual interest rate (simple interest) as low as 5.5%. It can be repaid with the loan, and the interest of prepayment is calculated according to the actual days of use, and no prepayment fee is charged. The credit loan method is very flexible, the loan amount is not low, and the interest rate is not high.
4. Guangfa e-second loan
The personal credit loan products of Guangfa Bank are applied online all the time. Even if they are approved, they are unsecured and unsecured. The maximum amount is 200,000, the annual interest rate is 4.8%, and the loan period is up to 3 years. Credit loans have obvious characteristics and are a good choice.