generally speaking, reloaning means that an enterprise will go to the bank to borrow new loans and repay old loans or repay old loans and borrow new loans. If you still borrow the old and the new, you need to borrow money to repay the original loan, then borrow money from the bank, and then restore the loan.

it is necessary to refinance the loan, indicating that the funds of the enterprise are very tight and may be difficult to return in the future. Is it true that the other party has not paid the loan yet, so you should lend him the money to help repay the loan, and then return it to you after the bank has gone through the loan formalities again? If you can't confirm that the loan will be approved, I'm afraid the money you borrowed will be difficult to return.