There are several repayment methods for personal consumption loans, which one is suitable for the working class?

1. Repay with the principal, that is, repay the loan principal and interest in one lump sum;

2. Equal monthly repayment of principal and interest (monthly interest), that is, equal repayment method;

3. Monthly average principal repayment method (daily interest), that is, equal repayment method;

4. Monthly average capital repayment method (monthly interest), that is, equal cost (monthly) repayment method;

5. Pay interest monthly and repay the principal in installments (the repayment period of the principal is three months/half a year/year);

6. Pay the principal and interest according to the method of (one/two/three) weeks;

7. Annual increase (decrease) method;

8. Repay at will;

9. Check-in repayment method;

10. Repaying the principal and interest by installments;

1 1. Method of repaying principal and interest in different periods.

Generally, the most operable ones are 2, 3, 4 and 5, which are more suitable for ordinary people.