Hello, the down payment for the first suite starts from 30%, and the down payment for some areas of large-sized houses and townhouses starts from 50%. Excellent credit record, if the purchase area is less than 90 square meters, the down payment is still 20%. For example, for customers who have not used provident fund loans, the down payment of 20% varies from region to region. Please take a closer look at the bank's second home mortgage interest rate, which is 50% off. The first set is basically 0.85 according to different banks. However, there are rumors that some small local banks are still handling 30% discount. It is worth mentioning that China Bank has the first set of benchmark interest rates of 0.85, two sets of 1. 1 times and three sets of 1.2 times (loans).