The interest rate is 8.
5 fold
That means you bought it.
The first house
Paid.
down payment
After that, the part that needs a loan can enjoy the quota.
loan interest
15% discount. If the price of the house you bought is more than 200,000 yuan, but you only paid 200,000 yuan, you can apply to the bank for the rest of the loan, and then repay the mortgage in Zhidao every month. When applying for a loan, you can enjoy a 25% discount on the interest on the first family house.