1, you don't need to provide paper materials to run around, just want to apply for financial institutions online, which is easier to handle;

2. Eliminate the user's mortgage and guarantee, and handle the loan request according to the user's credit;

3. The system automatically processes the user's loan application, and the combination of "Internet plus finance" is convenient and quick;

4. The loan amount is high, each loan can reach up to 2 million, and the annualized interest rate is only about 4.5%.

The above four points are the characteristics of e-loan products, which make loans more convenient and bring more help to users.

Electronic loan application conditions

To apply for e-loan, the borrower must have full capacity for civil conduct, and the company or enterprise operated by the borrower needs to be legal and have been using electricity normally for more than two years. Enterprises can provide relevant electricity consumption records, and there is no credit expectation record, and the electricity consumption level tends to be stable. When applying for loans, they use electricity normally and pay fees normally. The loan also requires the enterprise to have a legal representative aged 18 to 60. If you meet the above conditions, you can apply for a loan on the website of State Grid Mall.