Interest before interest means paying interest first after the loan is issued. Then pay the principal according to the repayment agreement. In the equal principal and interest method, the proportion of principal in the monthly repayment amount increases month by month, and the proportion of interest decreases month by month. In addition, the equal principal and interest method is more common, so the interest before the principal usually refers to the "equal principal and interest method" to repay the loan. Our bank has launched the interest first service, please contact the account manager for confirmation.

Ping An Bank has launched a variety of loan products, with different loan requirements, interest rates and handling procedures. Among them, the new first loan is unsecured and unsecured credit loan, with simple procedures and quick approval. Generally, the approval is completed within 1-3 working days, and the loan can be released within 1 working days at the earliest. The specific term depends on your comprehensive situation and our loan approval system. The amount is 300,000-500,000, and the age requirement is 23-55 years old. You can log in to Ping An Pocket Bank APP- Home-Loan to understand and try to apply.

Response time: 2021-12-13. Please refer to the latest business changes announced by Ping An Bank in official website.