According to the Regulations on the Management of Urban Real Estate Development and Operation and the Measures for the Management of Urban Commercial Housing Pre-sale, the buyer of the pre-sale contract shall apply for the real estate license within 90 days from the delivery date of the commercial housing; Existing buyers should apply for real estate license within 90 days from the date of signing the sales contract. Therefore, whether it is an existing house or an auction house, or what kind of payment method, it is possible to obtain a real estate license.
When can I get the real estate license for the mortgaged house?
1. First of all, it depends on the contract you signed with the developer. The handling of real estate license shall be subject to the contract. You need to check what is stipulated in the contract. If the processing time stipulated in the contract is exceeded, the developer shall bear the relevant liability for breach of contract.
2. If the project has problems in documents and other aspects, it is difficult to handle the real estate license smoothly. I suggest you consult the developer on this question.
3. If you apply for a loan, the bank will not deduct the title certificate, but will deduct his title certificate, which is a part of the land certificate. A normal house has two certificates, one is the title certificate, the other is the land certificate, and the other is a part of the land certificate. If you accept a loan, you should deposit it in the bank. If you pay in one lump sum, you will have two complete certificates.
4. The house with the loan cannot be traded because all other warrants are in the bank, so the transaction needs to pay off the bank loan.
The mortgaged house has a real estate license, but the real estate license will not be given to you until the mortgage is repaid.