Can Lingbao mortgage house be transferred?
1. lingbao city is located in the west of Henan Province, at the junction of Henan Province and Qin Jin Province, with the Qinling Mountains in the south and the Yellow River in the north. The county borders Shaanxi County, Luoning County, Lushi County and Luonan County respectively, and Tongguan County, Ruicheng County and Pinglu County of Shanxi Province. Lingbao city governs 10 town, 5 townships and 333 villages, and is known as "the city of peace", "the hometown of apples", "the source of Taoism" and "the tourist attraction".
2. Lingbao, located in the middle reaches of the Yellow River, is one of the early human activities and birthplaces; It is located between Chang 'an and Luoyang, two ancient capitals, and is rich in ancient tombs and ruins. After liberation, more than 20,000 precious cultural relics were unearthed, and nearly 100 cultural relics were rare in China.
3. After getting the real estate license, you must pay off all the mortgage loans before you can transfer, but you can give it away without buying or selling, and of course there are many expenses. Please consult the local real estate bureau for specific charges. The loan can't be transferred until it is paid off. The buyer and the seller can discuss this. First, the buyer pays off the loan, transfers the ownership, and then gives the seller how much money. After the two sides have negotiated, they can do it. Really not, you can find an intermediary to operate.
How much tax does Lingbao mortgage house have to pay?
Within five years, the house transaction will be subject to business tax, with the tax rate of 5.5%, deed tax 1.5% (calculated at the time of house transaction, if the real estate management department thinks your house price is too low, it can be calculated according to their evaluation price), the house transaction handling fee of 3 yuan /m2 (both buyers and sellers have to pay), and some tips such as stamp duty, file search, surveying and mapping, registration fee, etc.
Five years later, the ordinary house, the first set, (you have to confirm with the landlord whether this house is the only one he has property right certificate in this city), the above information must be confirmed before it can be counted. There is a problem, because this area is very large, you didn't say the price, so if the price is higher than 890 thousand, it is an ordinary house with different nature.
If the mortgagor sells, leases, exchanges, donates or otherwise disposes of the mortgaged real estate without authorization, his behavior is invalid; If losses are caused to the third party, the mortgagor shall make compensation. The above article is about whether Lingbao mortgage house can be transferred, and how much tax should be paid for the transfer of Lingbao mortgage house, hoping to help those in need.