1. Cangzhou Bank is a joint-stock commercial bank established by 8 legal persons including Cangzhou Finance Bureau and 4,865,438+0 natural persons. There are 8 trans-regional branches in Langfang, Baoding, Tangshan, Handan, Xingtai, Qinhuangdao, Hengshui and Shijiazhuang, with more than 65,438+000 outlets. The registered capital is 5.06 billion yuan. Cangzhou Bank was established on June 5438+September 65438+September 09/KLOC-0. At present, there are 25 outlets, including Langfang Branch 1, Urban Branch 19 and 5 county branches (Renqiu, Huanghua, Botou, Yanshan and Hejian). Mengcun Sub-branch and Zoje Sub-branch are under construction. 668 employees; Now the registered capital is 786.79 million yuan. In the first five years after its establishment, due to various reasons, Cangzhou Bank developed slowly, with a small scale and poor management quality. In April 2003, the Municipal Party Committee and the Municipal Government established a new leadership team of Cangzhou Commercial Bank. Over the past seven years, under the correct leadership of the Municipal Party Committee and the Municipal Government and with the strong support from all walks of life, Cangzhou Bank has earnestly implemented the Scientific Outlook on Development, solidly promoted its business operation and internal control management, and significantly improved its business scale and quality. By the end of 20 10, deposits reached 20.7 billion yuan, loans reached11500 million yuan, and the non-performing loan ratio dropped to 0.71%; The annual operating profit of 20 10 is 4190,000 yuan, the accumulated operating profit of 7 years is130,000 yuan, and the taxes paid are more than 400 million yuan. In 2008, it was promoted to a secondary bank, and it was renamed as "Cangzhou Bank" in early 2009.

Second, at the beginning of its establishment, due to various reasons, the bank developed slowly, with small scale, poor quality, heavy historical burden and low social awareness. As of March 2003, 3 1, deposit balance 1005 million yuan, loan balance of 779 million yuan, and non-performing loans of 304 million yuan, accounting for 38.29% of all loans. At that time, Cangzhou Commercial Bank ranked first from the bottom in North China and fifth from the bottom in the whole country according to its operation scale and development speed, and fell into a serious survival crisis. In order to reverse the situation of Cangzhou Commercial Bank at that time, on April 1 day, 2003, Cangzhou Municipal Committee decisively adjusted the leading group at that time. In the past six years, the new leadership team has effectively overcome various difficulties in development, solidly promoted business operation and internal control management, and embarked on the road of rapid, safe, efficient and sustainable development.

3. With the support of provincial and municipal financial authorities and Hebei Banking Regulatory Bureau and other regulatory authorities, the organizational structure of Cangzhou Commercial Bank has made important progress in capital increase and share expansion, internal control construction, regulatory rating and institutional setup. By the end of May 2009, the deposit reached13 1200 million yuan, an increase of1200 million yuan compared with the beginning of 2003, an increase of12 times; The loan was 8.3 billion yuan, an increase of 7.5 billion yuan, an increase of/kloc-0.0 times, and the accumulated operating profit in six years was 6/kloc-0.0 million yuan. After three times of capital increase and share expansion, the registered capital of Cangzhou Commercial Bank reached 502.79 million yuan. In 2005, the city commercial banks in the province took the lead in entering the third-tier banks. At the end of 2008, all 22 regulatory indicators reached the standard and were successfully promoted to a second-class bank. In March this year, it was renamed as "Cangzhou Bank" with the approval of China Banking Regulatory Commission, and became one of the "good banks" in China.