New policy of buying a house through divorce: 1. There is no necessary connection between husband and wife divorce and loan to buy a house, and there is no adverse effect between them. As long as the loan conditions are met, the house can be bought by loan. 2. The materials to be provided for mortgage loan include the household registration book, three copies of ID card and a copy of the applicant and spouse. If the husband and wife are not in the same household registration, they need to bring a marriage certificate. The information to be provided also includes the original purchase agreement, the original and one copy of the prepayment receipt for 30% or more of the house price. Families applying for loans need to provide proof of income, including payroll, tax returns and proof of income of the unit.
What supporting documents should be provided for divorce property division?
Proof of divorce property division:
(1) What personal property did both parties have before marriage? If so, please provide the name, quantity, specifications, old and new degree and value, purchase time, storage place, etc.
(2)*** The evidence of property to be provided is the same as personal property.
(3) Whether the two parties have jointly purchased private real estate, if so, provide the location, house number, number of houses, orientation, construction area and use area, current use status and value of the house.
(4) Whether there are securities such as deposits, bonds and stocks. If yes, you need to provide the account number, account name, name and address of the deposit, whether it is fixed deposit or current deposit, and who holds the certificate of deposit now.
(5) Cash situation: RMB, Hong Kong dollars and foreign currencies, and provide evidence such as specific amount and holder.
(6) Provide proof of financial status, such as partnership shares and individual business.
(7) Creditor's rights: the amount of creditor's rights and other information of the debtor.
(8) Debt: provide relevant evidence.
(9) The economic income of both parties (salary, bonus, allowance, subsidy, etc.). )
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: Article 667 of the Civil Code of People's Republic of China (PRC) defines a loan contract as a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.