Yes, but only for businessmen. Pinduoduo is an e-commerce platform, where users can buy online in Pinduoduo and borrow money in Pinduoduo. However, Pinduoduo's loan service is only for businesses, and consumers can't find a loan entrance when logging in to Pinduoduo. If a merchant needs to borrow money from Pinduoduo, he/she needs to enter the loan service interface through his/her merchant backstage and apply according to the prompts. But generally, only the computer will display the loan entrance, and the mobile phone will not.