The bank's first home loan interest rate is ranked as follows: Industrial Bank: 5.40%. Hang Seng Bank: 5.45%. Agricultural Bank: 5.60%. ICBC: 5.60%. Bank of Communications: 5.60%. Rural commercial banks: 5.60%. China Merchants Bank: 5.70%. Postal savings bank: 5.70%.

Mortgage interest rate refers to the loan with real estate in the bank, and the interest is paid according to the interest rate stipulated by the bank. The mortgage interest rate in China is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range.