Because banks dare not provide cash realization services for Qishi.

There are two main reasons:

The lack of transaction reference makes it difficult to value.

Let’s first take a look at the appreciation standards of Shoushan Tianhuang stone: the five elements of shape, quality, color, pattern and rhyme. Each factor is related to personal subjective feelings and judgments and is difficult to quantify one by one. This causes different people to have different views on the same gemstone. It can also be said that each stone is in different eyes. This is reflected in the price, which means that the psychological prices recognized by different people for the same gemstone will be very different. In terms of transactions, the transaction of each gemstone is relatively independent, and it is difficult to accurately estimate a new gemstone by referring to a small number of rare gemstone transactions. Gem trading prices.

The bank itself cannot cash out the gems. .

Suppose a bank provides loans using strange stones as collateral. Once it encounters a bad debt, the bank itself cannot turn the mortgaged strange stones into cash. So today, when there is a lack of integrity, if you take a strange stone to a bank for a mortgage loan, they will basically think that you are just trying to get a loan.

Finally, Tianhuang stone can be divided into broad and narrow sense. In the broad sense, Tianhuang stone refers to Tiankeng stone, and in the narrow sense, Tianhuang stone refers to the yellowish color among Tiankeng stones. Tianhuang stone resources are scarce, and high-quality Tianhuang stone is a priceless treasure. Since ancient times, the valuable Tianhuang stone has been deeply loved by Indians and collectors. In ancient times, Tianhuang stone with excellent jade quality and preciousness was the material for the seals of ancient emperors. In recent years, the price of Tianhuang stone has increased rapidly, making it one of the collection objects that major collectors are competing for.