; ? The loan contact person should be the person from whom the borrower comes. In principle, they should be under the age of 25-60, have a relatively fixed residence and contact information, be familiar with the borrower's family situation, and be relatives and friends of the borrower, teachers of the original school, cadres of village neighborhood committees, etc. Once the loan contact person is determined, if there is no special reason, he should be responsible for contacting the borrowing students throughout the loan period. The loan contact person is an obligatory contact person, and shall not bear joint and several repayment responsibilities, and shall not charge the borrower any fees.

Is the contact information of student loan yourself or your family?

The contact information of student loans is to fill in the contact information of parents or relatives. If the loan is not repaid within the time limit, the bank will call the contact person for dunning.

Is the phone number and * * * of the contact person in the student loan registration information of China Development Bank the same as that of the borrower?

You can't. The contact information of China Development Bank shall be filled in by the lender. Note that it is the borrower. Therefore, the phone number of the student loan contact person and the borrower is not the same person. * * * The information filled in by the borrower is the information of other family members or relatives of the borrower.

Will it affect if the lender's number is not his own when handling the student loan?

When handling the student loan, the lender's number must be his own, because it is related to his own credit information, and the lender can write his own guardian. * * * In principle, the borrower is the parent or legal guardian of the borrower, and the household registration before enrollment must be consistent with the borrower's own household registration; If the parents of the borrowing students lose their ability to work or have capacity for civil conduct due to special circumstances such as disability or illness, other close relatives of the borrowing students can be used as * * * borrowers; Borrowing students who have obtained loans from the Development Bank cannot be the same borrowers as other borrowing students in principle. * * * If the borrower is not a parent, he must be between 25 and 60 years old.

Borrowing students shall bear the loan interest from September 1 day of graduation year. Starting from the fourth year after graduation, the principal will be repaid every year. The principal to be repaid every year is calculated according to the average capital method. Please log in to the Student Online Service System () for details and repayment results.

The repayment date is 65438+ February 20th every year, and the repayment date of the last year is September 20th of that year, and holidays will not be postponed. Please deposit the repayment funds into the designated account in advance.

(1) Which colleges and universities students can apply for student-origin loan?

Colleges and universities are subject to the annual list published by the Ministry of Education, including full-time undergraduate colleges, higher vocational colleges and junior colleges. When students log on to the student online service system to apply, they can find qualified institutions.

(2) Who can apply for a student loan?

Full-time freshmen (including preparatory students) in full-time undergraduate colleges, higher vocational colleges (including private colleges and independent colleges), scientific research institutes, party schools, administrative colleges and accounting colleges, or undergraduates, postgraduates (including master's and doctoral students), second bachelor's degree students studying in institutions of higher learning, and enrollment in higher vocational colleges. Students studying in colleges and universities may not apply for student loans at the same time if they obtained national student loans in colleges and universities that year.

(3) What are the requirements for students to apply for student-origin loan?

The student has received the admission notice from the university or is a university student; Students' pre-school household registration and borrowers' household registration are in this district and county; Students did not get other student loans in that year; For details, please consult the local county-level student financial assistance management center teacher.