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Suspected of illegal and malicious overdraft of credit loans, the judicial system has passed the record and paid attention to the court summons. How to prepare for responding?
Legal analysis: After a citizen or legal person is sued by the plaintiff, the sued people's court will serve the defendant with a copy of the plaintiff's complaint within the legal time. After receiving a copy of the indictment, the defendant shall prepare for responding to the lawsuit on the purpose and proposition of the plaintiff, or write a defense or counterclaim according to law. The defense and counterclaim shall be submitted to the people's court within the prescribed time limit. If the defendant fails to appear in court without justifiable reasons or withdraws from court halfway, the people's court may summon the defendant who must appear in court, or try the defendant who fails to appear in court after receiving the summons in absentia.

Legal basis: Article 125 of the Civil Procedure Law of People's Republic of China (PRC), the people's court shall send a copy of the complaint to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt. The defense shall specify the defendant's name, gender, age, nationality, occupation, work unit, residence and contact information; The name and domicile of the legal person or other organization and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense. If the defendant fails to submit the defense, it will not affect the trial of the people's court.