Beilun provident fund loan has a down payment of more than 40%. If the house price is 60W, the minimum down payment is 24W, and the maximum loan amount is 20 years (240 installments). It depends on your current provident fund base and deposit ratio. Please ask your company. The down payment of commercial loans is more than 30%, and the longest is 30 years. The maximum loan amount is subject to your salary, and it is not a problem to approve 40W. Of course, provident fund loans are cost-effective, but the maximum amount is not enough, and the rest are commercial loans and portfolio loans;