You can choose mortgage loan, which is the most popular loan method for banks. Try to find legally recognized collateral (preferably houses and shops), and then the bank loan is generally about 70-80% of the collateral you provide. If you can't provide the full amount of collateral, you can consider a portfolio loan, mortgage +AUM (verifying the loan amount according to the running amount of your bank card) +pos (verifying the loan amount according to the running amount of the pos machine installed in your store), preferably for two years. Consider bridge loan, a private microfinance company, but the loan interest rate is very high, calculated by the day.

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You borrow money from the bank. For example, I learned that Huaxia Bank has a special business, that is, catering loans, which provides a lot of convenience for the catering industry in Chengdu. It provides credit loans for catering enterprises that need to renovate old stores and open new chain stores. The credit period is 1 year, the longest loan period is 1 year, and the maximum credit line can reach 3 million yuan.