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Do young people borrow a lot?
Of course there are many. Spend money. Borrow a credit card. Mortgage and car loans.

Of course, if it is a mortgage. You should borrow money from the dead. With such a large sum of money and such a low interest rate in my life, it is almost impossible to buy something that will depreciate, that is, to buy a house. As long as I can almost bite the bullet and pay it back, I can borrow as much as I can. It is better to be optimistic about the future than to look down on the cost. And much smaller. The more inflation, the more money you can earn by buying a house.