According to Article 425 of China's Contract Law: "The broker shall truthfully report to the client the matters related to the conclusion of the contract. If the broker intentionally conceals important facts related to the conclusion of the contract or provides false information, which harms the interests of the client, he shall not demand payment and shall be liable for damages. " Now, as a rural loan officer, I suggest that ordinary people deposit money in fund-raising companies, which leads to the situation that money cannot be taken out. According to the above-mentioned laws and regulations, if a rural loan officer accepts the entrustment as an intermediary, and then deliberately conceals important facts related to the conclusion of the contract or provides false information, thus damaging the interests of the client, then he will be liable for damages. If the rural loan officer is well-intentioned and does not accept anyone's entrustment, it is only a suggestion, which is the people's own choice and judgment. Then, as ordinary people, they should find a company to fulfill their obligations according to the contract. If they violate the law and meet the conditions for terminating the contract, they can ask for a refund.