1, installment payment is a way to promote credit cards.

2. Installment payment can complete the annual fee payment of the following year as soon as possible, which is very practical (generally, if the credit card is used for more than six times, there will be no annual fee for the following year). It only costs a little interest.

3. Be sure to repay the loan in time, so as not to affect the credit investigation.

4, online shopping is not very short of money, it is better to pay in one lump sum, and the installment interest is still relatively high.