The economy between the guarantor and the borrower's family must be independent of each other; I hope my answer will help you, doctors and other people with relatively stable income; If it is less than a certain amount, it has the corresponding guarantee ability, has a local account or has lived in the local area for more than one year, and only needs 1 guarantor or one of the two guarantors; Have a fixed occupation or a stable income, and legal institutions, large and medium-sized enterprises, regular employees or teachers, individual industrial and commercial households, etc. can also be used as guarantors, and the conditions can be appropriately relaxed to confirm that their stable income or fixed occupation is a reliable source of income, and meet the conditions for the loan guarantee of the Postal Savings Bank; If the age is required to be between 18 and 60 (inclusive), and two people are required to provide guarantee, of which 1 must be a national civil servant; Hello, if the loan amount is greater than a certain amount.