According to the national working day regulations, insurance companies implement the weekend system. However, the sales staff and after-sales staff of the insurance company will be on duty at the company on weekends, which means that they can apply for insurance, pay premiums and report the case on weekends, but if it is other procedures, it can only be handled on weekdays from Monday to Friday. In addition, some branches don't go to work on weekends. If there are special circumstances, you can contact the insurance agent.
Most insurance companies have employees on duty on Saturday and Sunday. If you want to buy car insurance, you can also apply for insurance business on weekends. Insured persons can make telephone reservation service first, and then go to offline outlets to handle business.
1. What is an insurance company?
An insurance company refers to a company legal person established in accordance with the insurance law and the company law. Insurance companies collect premiums, invest the premium income in bonds, stocks, loans and other assets, and use the income of these assets to pay the insurance compensation determined in the policy. Through the above business, insurance companies can obtain high return on investment and provide appropriate insurance services to customers at lower premiums, thus making profits.
Two, the insurance company's business is divided into two categories:
(1) Personal insurance business, including life insurance, health insurance and accident insurance.
(2) Property insurance business, including property loss insurance, liability insurance, credit insurance, guarantee insurance and other insurance business. Insurance companies in China are generally not allowed to operate life insurance business and property insurance business at the same time.
An insurance company is an insurer that operates insurance business in the form of a company organization. The insurer in the insurance relationship has the right to collect insurance premiums and establish insurance premium funds. At the same time, when an insurance accident occurs, it is obligated to compensate the insured for economic losses.
Insurance companies are companies that sell insurance contracts and provide risk protection. An insurance company refers to an economic organization that operates the insurance industry. Insurance companies refer to commercial insurance companies established with the approval of China Insurance Regulatory Authority and registered according to law, including direct insurance companies and reinsurance companies.
Three. Main types of insurance companies
1, joint-stock insurance company
Similar to joint-stock companies in other industries, joint-stock insurance companies are established by sponsors according to the company law, which stipulates the number of sponsors, the company's debt limit, the type of shares to be issued, taxes, business scope, company power, application procedures, company license, etc. The company organization in western developed countries consists of three power groups, namely shareholders, board of directors and senior managers.
2. Mutual insurance companies
Mutual insurance company is also a form of company organization, but it is a non-profit company without shareholders, and the company is owned by the insured. Therefore, the insured has a dual identity, both as the owner and the customer of the company. Shareholders of joint-stock insurance companies are not necessarily customers of the company. As the owner, the insured of the mutual company can participate in the election of the board of directors, and the board of directors appoints the senior management personnel of the company to be responsible for the business operation and management of the company. The insured can share the operating results in the form of "dividends".
3. Exclusive insurance company
Insurance companies established by industrial and commercial enterprises to provide risk insurance or reinsurance for enterprises, affiliated enterprises and other related enterprises.
legal ground
Labor law of the people's Republic of China
Article 36 The state practices a working-hour system in which laborers work no more than eight hours a day and no more than 44 hours a week on average.
Article 38 The employing unit shall ensure that workers have at least one day off every week.
Article 39 If an enterprise is unable to implement the provisions of Articles 36 and 38 of this Law due to its production characteristics, it may take other measures for work and rest with the approval of the labor administrative department.
Article 44 Under any of the following circumstances, the employing unit shall pay wages higher than the wages of the workers during their normal working hours according to the following standards:
If the laborer is arranged to work longer hours, he shall be paid no less than 150% of the salary;
(2) If workers are arranged to work on rest days but cannot be arranged for compensatory time off, they shall be paid a salary of not less than 200% of their wages;
(3) If workers are arranged to work on legal holidays, they shall be paid no less than 300% of their wages.