Required materials
1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials;
2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;
3. Provide stable proof of income source, bank flow sheet and labor contract.
Treatment process
1. The borrower needs to submit a series of application materials to the bank.
2. After the application materials submitted by the borrower are approved by the bank, both parties sign a loan contract.
3. The bank issues loans to borrowers through transfer.
4. The borrower shall repay the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract.