Loan amount of Quanzhou Bank's personal circle business loan: 1.00-5 million yuan Applicable area: Quanzhou City, Zhangzhou City Loan currency: RMB Applicable people: enterprise legal person, individual industrial and commercial households loan interest rate: 0.60%-0.70% Loan term:1.00 months -60.00 months Processing time: 5 days Loan purpose:. Other expenses of self-employed business loans: Personal circle business loans that do not charge other fees are loans that qualified merchants apply to banks for short-term capital turnover and business investment, expansion of business scale, renovation and renovation of storefronts and other reasonable capital needs. The maximum loan amount is 5 million, and the longest loan period is 5 years.

1, the loan amount is high, and the maximum loan amount is 5 million.

2. China citizens with long loan term, with the longest loan term of 5 years 1, permanent residence or valid residence status in China, full capacity for civil conduct, age 18-60 years old, and good health;

2, there are clear loan purposes (including purchase and sale contracts) and other supporting documents;

3, law-abiding, honest and trustworthy, no illegal behavior and malicious bad credit record;

4. Have a good work record, have certain industry experience and ability, and have good income expectations;

5. Being able to provide effective pledge, guarantee or mortgage with legal and effective property recognized by the bank;

6. Open a channel card or savings account or personal settlement account with fund activities in our bank; And provide annual inspection of business licenses of individual businesses or sole proprietorship enterprises;

7. The operation complies with national laws, regulations and relevant policies;

8. The net assets of the borrower's family are not less than 500,000 yuan;

9. The borrower is engaged in legal production, operation and investment activities (including contracting and leasing activities) and has more than one year of industry experience. 1. Personal ID card or other relevant identification materials.

2. Business license, tax registration certificate and property certificate

3. Operation process file

4. Proof of loan use

5. Other relevant certification materials stipulated by Quanzhou Bank.