Ping An car owners' loans are still well approved, with fast loans and low application threshold. Ping An car owner loan is exclusive to auto insurance customers. Suitable for customers who have no car loan. They can apply for the auto insurance of Ping An Bank by phone, and then they will receive the SMS invitation from Ping An Bank, and then download the mobile APP application. No parking, no parking, just submit your ID card, driver's license and auto insurance policy. Specifically, these conditions should be met: 1) office workers with income requirements and a monthly salary of more than 3,000 yuan; 2) permanent residents who have lived in their place of residence for more than half a year; 3) The borrower must be the owner himself, and the vehicle has no loan; 4) Ping An Auto Insurance is within the validity period; 5) low-priced cars, cars below 6.5438+10,000 yuan can apply, and the car price is not limited; 6) You can apply for a foreign license plate; 7) Bus operation cannot be applied for temporarily. For more information about Ping An car owners' loan, please go to:/ask/f0239a1615822238.html? Zd view more content
Second, is the car loan of Ping An Bank easy to handle?
I also got a loan from Ping An. I submitted the information at noon and passed it in the evening ... without providing a work certificate.
3. Is it easy for Ping An Bank to apply for car loan?
1. New car loan
A new car loan refers to a consumer loan you apply for when you buy a new car.
Product features:
Low threshold: the minimum down payment is 20% and the application materials are simple.
High amount: the maximum loan is 5 million.
Quick loan: complete information, the fastest loan 1 working day.
Long-term: the longest loan period is 5 years.
2. Used car loans
Second-hand car loan is a consumer loan applied for when buying a second-hand car.
Product features:
High quota: minimum 40,000 and maximum 5 million.
Low threshold: simple materials, not limited to local household registration.
Accurate evaluation: simply and quickly evaluate the car price.
3. Car surcharge loan
Car purchase surcharge loan refers to the loan applied for when buying a new car or a used car, which is used to pay the related extra expenses incurred when buying a car. Its uses include purchase tax, vehicle insurance, vehicle decoration and so on. No mortgage or pledge guarantee is required.
Product features:
Widely used: purchase tax, vehicle insurance, vehicle decoration, etc.
Simple application: apply, approve and lend money synchronously with car loan.
Quick loan: complete information, the fastest loan 1 working day.
High quota: the maximum loan is 300,000.
Automobile loan processing flow:
Submit application materials-> Bank approval-> Sign a contract-> offer loans
4. Is the car loan of Ping An Bank easy to handle?
It is not difficult for Ping An Bank to pass the car loan, and it will be approved in about one month.
Handling process of automobile loan:
First of all, the lender needs to prepare ID card, residence certificate, work certificate, loan use certificate and other supporting materials, go to a bank, fill out an application form and fill out a contract.
Then, wait for the bank's pre-loan qualification investigation and approval. If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill out some loan forms. If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract and a mortgage contract, and go through the mortgage registration procedures; If so, there is no need to sign such a contract.
Secondly, banks issue loans to lenders. Generally, banks will lend money within 2 to 3 weeks or 1 month after the approval is completed, and the loan can be released within 1 day at the earliest.
Finally, the borrower will pay the down payment to the car dealer, and handle the car pick-up formalities with the passbook and the car pick-up note issued by the bank.