Nowadays, young people will prepare a wedding room in advance to get married, but for ordinary families, they will not pay in full, so the provident fund is very important at this time.

First, the online inquiry process of housing provident fund

1. Open the browser, enter the provident fund website query system, and click Search.

2. Find the provident fund website query system on the opened page, click Open, and enter the ID number, password and verification code to log in to the system.

If this method fails, there is another method. If Wuhan is taken as an example, enter Wuhan Housing Provident Fund in the browser and click Search.

4. Find the Wuhan Housing Provident Fund Management Center-official website on the opened page. Pay attention to the word official website, and click Open.

5. Click online government affairs to open the management center page on the opened page, then find the query I want under the quick entrance and click Enter.

6. Then perform provident fund account authentication, bank card identity authentication and password setting on the registration page, and return to the login page for login after successful registration.

Second, the extraction process of post-employment housing provident fund

Partial withdrawal of provident fund refers to the withdrawal of provident fund by the depositor according to the requirements of partial withdrawal of provident fund. The maximum withdrawal amount is: all remaining in the account 10 yuan.

1. Submit the required materials to the provident fund withdrawal window first, and the staff will help confirm whether the account is sealed. If it is sealed, you should sign a letter of commitment, that is, you will not withdraw the provident fund within two years, and you will return the receipt in a few minutes.

2. Then get the needed window and withdraw money. You can withdraw cash or transfer money. You'd better bring your bank card to transfer money.

3. According to the national regulations, during the period when employees' accounts are sealed up, they still enjoy relevant rights such as withdrawal, reconciliation, inquiry and complaint, except that they are not qualified to apply for housing provident fund loans.

Third, how to borrow housing provident fund to buy a house

To apply for housing provident fund loans, you need to meet the following basic conditions:

(1) Have permanent residence or other valid residence status in this city and have full capacity for civil conduct;

(2) A legal and effective house purchase contract or agreement has been signed, and the down payment for house purchase has been paid according to the specified proportion;

(3) Have a stable occupation and income, and have the ability to repay the loan principal and interest on time;

(4) Pay the housing provident fund in full monthly 6 months before applying for the loan;

(5) Personal credit is good. In the personal credit report, the longest overdue period of personal loans in the two years before applying for loans is no more than 3 periods (inclusive) and the cumulative overdue times are no more than 6 times (inclusive), excluding overdue due to non-borrower reasons such as bank management;

(6) There are no other large debts that may affect the loan repayment ability;

(seven) to repay the housing loans (including individual housing provident fund loans to be applied for) the monthly expenditure shall not be higher than 50% of the monthly income of the family, and the monthly income of the family shall not be lower than the minimum living guarantee standard of this Municipality after deducting the monthly repayment expenditure;

(eight) other conditions stipulated by laws and regulations. To sum up, the online inquiry process of housing provident fund is generally to enter the local housing provident fund official website, and you can directly inquire by inputting basic information.