It depends. However, whether you can get a loan depends on your personal qualifications. The down payment of a loan to buy a car must reach at least 30% of the car price. At the same time, due to the need for loans to buy a car in the early stage, it is recommended to prepare more than 40% down payment. At the same time, the loan period for buying a car is generally three years, and it cannot exceed five years at most. The interest rate of buying a car by loan is generally above 7.4%. The basic conditions for applying for a car loan are:

(1) has valid identification and full capacity for civil conduct;

(2) Can provide a fixed and detailed address certificate;

(3) Have a stable occupation and the ability to repay the loan principal and interest on schedule;

(4) Personal social credit is good;

(5) Holding a car purchase contract or agreement approved by the lender;

(6) Other conditions stipulated by the Cooperation Organization.

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