Under normal circumstances, the maximum loan can be 300,000 yuan unilaterally and 600,000 yuan for both husband and wife. If the monthly provident fund deposit exceeds 1 10,000 yuan, or the monthly salary base of the provident fund deposit exceeds 4,000 yuan, it can rise by 1 10,000 yuan, that is, the maximum loan of one party is 400,000 yuan, and the maximum loan of both parties is 800,000 yuan.
Jinhua provident fund loan application conditions
1, normally pay the housing provident fund for more than one year (no arrears, suspension of payment);
2. Purchase and build self-occupied housing in Jinhua urban area;
3. The main body of the house purchased for the construction of the auction house has been capped, and an agreement or contract has been signed with the selling unit to pay the down payment according to the prescribed proportion;
4. There is a property that has obtained the house ownership certificate as collateral, or a guarantor (who has signed a loan cooperation agreement with the center, the same below) is willing to guarantee;
5. Within three months after receiving the ownership certificate of the purchased house;
6, the bank personal housing loans into housing provident fund loans, in the repayment period or three months in advance to pay off personal loans.