The ranking of loan interest rates of the central bank over the years shows that the cost of loans is decreasing year by year.

1. What can the loan interest rate rankings show over the years?

In order to understand the changes of loan interest rates in China in recent years, a list of loan interest rates over the years has been specially made. Since 20 14 years, China's loan interest rate has been declining. Take the loan interest rate within one year as an example, it has dropped from the previous 5.6 to 4.35, which is equivalent to a drop of more than one point, which saves a lot of capital costs for lenders. If you want a long-term loan, you can look at the interest rate for more than five years, which has dropped from 6. 15 to 4.90. After reading these data, do you feel that the cost of loans has dropped a lot, and you can choose the products that suit you according to your own needs? This is a form of reducing the burden on the country, and the country's economic development, social development and personal development are trinity.

2. What should I pay attention to when lending?

After reading the loan interest rate rankings over the years, do you still want to know others? There are still some conditions to pay attention to, such as repayment method. If the repayment is made in equal installments, the capital cost will be higher, but if the principal is repaid in one lump sum, the capital cost will be much lower. Therefore, it is necessary to understand more financial knowledge and skillfully use loans to improve their lives and create conditions for their survival and development.