Mortgaged houses cannot be mortgaged twice, only when the mortgage is clear.

2. Can a mortgaged house be mortgaged?

Hello, under normal circumstances, the mortgaged house can't be mortgaged any more, because the mortgaged value of the mortgaged house has turned into money, but some commercial banks can handle the business of remortgage and need to consult the original loan bank. In addition to banks, there are also many financial guarantee companies that handle two mortgage. However, because the interest will be higher and the loan period will be shorter, borrowers need to choose a suitable lending institution according to their actual situation. The application materials to be prepared for mortgage loans generally include personal identity documents, including identity cards, household registration books, real estate licenses and personal bank accounts for half a year. If the real estate belongs to husband and wife, the relevant materials of both husband and wife are needed. Banks or lending institutions will evaluate the mortgaged property and conduct a preliminary examination of the applicant's personal materials. If the applicant's debt is too high, the monetary interest rate approved by the loan will be relatively low. The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!

3. Can a mortgaged house be mortgaged?

can

Mortgaged house mortgage loan belongs to secondary mortgage. Generally, you need to apply for a second mortgage in a bank, and you need to settle the remaining outstanding housing loans before you can apply for a second mortgage. However, some banks can apply for two mortgages without settling the remaining debts, which is limited by bank regulations.

4. Can the house still under mortgage be mortgaged?

Of course not. The mortgaged property is in the hands of the bank, and you have no right to decide.