Minors are not allowed to hold the supplementary card of our credit card.

Second, I borrowed 2000 yuan from Zhongan Small Loan. How can there be a loan record without receiving the account?

I borrowed 2000 yuan from this loan platform, and I had a loan record before I received it, so it may be a little late. You can wait a little longer. If it doesn't arrive, contact the platform customer service directly. If you are asked to repay but you can't receive the account, you can complain about the loan platform.

Loan platform complaints can be.

The company was enthusiastic at the beginning of its establishment, but it was often embarrassed in actual operation and fell into the predicament of further development. Let me explain to you whether the company is a legitimate company and whether it is supervised by government departments. I hope I can help you.

1. Is the company legal?

The company is an independent legal person approved by the competent department of the provincial government and has obtained a business license in the industrial and commercial department. There is no need to obtain a financial business license, so it does not belong to a financial institution. However, the company manages money and issues loans, but it is fulfilling the functions of financial institutions, which makes the company embarrassed in its identity and causes the following shortcomings:

1. The deposit in the bank is only implemented according to the deposit interest rate of ordinary industrial and commercial households, which is far lower than the interbank deposit interest rate of financial enterprises and not as high as the deposit interest rate in the central bank.

2. When financing from banking financial institutions, you can't enjoy the preferential interest rate of interbank borrowing, and you can only implement it according to the general enterprise loan interest rate, which is high in financing cost.

3. Because the company is not a financial institution, it is not conducive to the maintenance of its financial claims.

4. Because the company is not a financial institution, it can neither enjoy the preferential tax policies of financial institutions nor enjoy various financial subsidies from rural financial institutions, but it has to pay taxes and fees according to ordinary enterprises, resulting in a heavier corporate tax burden. According to the survey, at present, companies generally pay 5.56% business tax and surcharges, 25% enterprise income tax, 1.5% price control fund, and 0. 15‰.

2. Does the company have government supervision?

According to the relevant provisions of the Guiding Opinions, the company does not belong to the banking financial institution, and the provincial government clearly stipulates that a competent department is responsible for the supervision and management of the company, which leads to two situations:

1. In the provincial government, there is generally a financial office to supervise, and at the city and county levels, the financial work leading group is responsible for supervision. As the leading group for financial work is a non-permanent organization sponsored by the government, the People's Bank of China, the banking supervision department, the industrial and commercial department, the financial department, the tax department and the audit department, the virtualization problem of "multi-supervision" eventually becomes "unsupervised".

2. The situation is that the People's Bank of China and the banking supervision department are not directly responsible for the supervision of the company, so that the above two departments are not active in monitoring and counting the company's interest rate, loan investment and capital flow, and often provide inaccurate data and fail to submit information in time.

If you encounter a liar, you can complain to the local financial office or the local banking regulatory bureau.

You can complain to the company if you meet the following conditions:

1. Illegal fund-raising in the name of the company;

2. Illegal absorption or disguised absorption of public deposits in the name of the company;

3. Employees of the company use illegal means to collect debts or instruct others to collect debts illegally;

4. The actual interest rate of loans issued by the company exceeds the upper limit stipulated by judicial interpretation or is lower than the lower limit of loan interest rate announced by the People's Bank of China;

5. The company evades registered capital or evades registered capital in disguised form in the form of loans;

6. The company has off-balance sheet business activities;

7. The company issues loans to industries explicitly prohibited by shareholders and industry authorities;

8. The company has illegal business practices such as engaging in external guarantee business, cross-regional business, exceeding business scope, and issuing excessive large loans;

9. Other acts prohibited by laws, regulations and competent departments.

Extended data:

If you encounter the following problems when applying for online loan, you can complain to the loan company:

1. Improper collection: violent collection, address book explosion, door-to-door beating, insult, etc.

2. Unusually high interest rates: conventional loans,

3. Invasion of personal privacy: spreading personal phone numbers or personal information, causing personal reputation damage.

4. Repeated credit granting: no risk control and free lending.

5. Deduct interest and insurance premium when lending.

6. How much did you transfer directly after the money arrived?

7. High penalty interest

Third, I borrowed 1000 yuan from the online loan app, and I paid it back. There was a loan record in the app. ...

How can there be a loan record after paying back the money? You didn't put it back in the right place.

Fourth, credit card repayment chooses installment payment. Why is there an installment bill?

1, Non-billing installment: credit card installment includes billing installment and consumption installment, in which the consumption installment is handled at the same time when the bill is issued. If the consumption time is before the bill is issued, then the first installment bill will be issued in the current period after the installment, which means that it must be repaid in the current period. If it is the consumption installment after the bill comes out, the bill will not be issued until next month.

2. Transactions cannot be staged: credit card staging is limited by transaction types, such as arrears in installments, credit card penalty interest and other self-funded RMB funds that have applied for foreign exchange purchase, real estate transactions, pre-authorized transactions, etc. , can't be staged. If the installment is unsuccessful, there will naturally be bills.

3. Temporary line transaction: The temporary line can only be used after the fixed line is used up, but only the used fixed line that meets the requirements can be staged. The temporary line used cannot be divided into stages, and will be included in the minimum repayment amount of the bill at one time, requiring full repayment. For this reason, there will be temporary limit transactions after the installment, and bills will also be issued.

In either case, as long as the bill is issued, it must be repaid on time according to the amount shown in the bill, to avoid overdue, to protect personal credit from being affected, and not to charge high fees such as overdue penalty interest.