(A) the cost of second-hand housing

(2) If you apply for a second-hand housing loan, the cost of second-hand housing bank mortgage:

1, notarization fee for bank mortgage. The mortgage notarization fee is 1‰ of the loan amount. Under normal circumstances, less than 200 yuan, according to the 200 yuan levy.

2. The cost of mortgage contract is 380 yuan/set.

3. The appraisal fee for the case value of commercial housing is generally 3 ‰ ~ 5 ‰ of the total house price.

(3) Taxes and fees for second-hand houses:

1, business tax. The business tax is 5.55% of the transaction price, and the collection standard is divided into two situations: exemption for two years or full collection for less than two years.

2. Work cost. The production cost is per 80 yuan.

3. Document retrieval fee. The charging standard is per person 10 yuan, which is charged according to the total number of registered permanent residence books of the buyer and the seller.

4. Selling notary fees. The notarization fee is 3 ‰ of the transaction price on the notarial certificate.

5. Deed tax. Deed tax is levied in two cases. The deed tax of the first suite below 90 square meters is 65438+ 0% of the transaction price; The deed tax of two sets of ordinary houses, regardless of size, is 3% of the transaction price.

6. Transaction costs. The transaction cost of the property right certificate with an area less than 144 square meter is 5 yuan/square meter, the transaction cost of the property right certificate with an area greater than or equal to 144 square meter is 8 yuan/square meter, and the housing reform room is 2.5 yuan/square meter. In addition, if it is housing reform, it is necessary to pay 0.5% of the transaction price, some on the day of transfer, and some when land use permits are needed.

7. Personal income tax. Individual tax is personal income tax, and the collection standard is 65438+ 0% of the transaction price. Generally speaking, commercial houses over five years old are tax-free, but only if there are several suites under the original landlord's name. If it is the only house, it can be exempted. Otherwise, a tax of 1% will be levied. Commercial housing under five years old will be levied regardless of the first and second sets.