The Everbright Bank housing provident fund loan refers to the housing provident fund management center using the housing provident fund and entrusting Everbright Bank to provide housing provident fund depositors who purchase, build, and overhaul self-occupied housing and those who have paid the housing provident fund during their employment. Loans granted to retired employees.

The cities where China Everbright Bank offers housing provident fund loans are: Shanghai, Chongqing, Changchun, Wuhan, Guangzhou, Kunming, and Yantai.

Applying for a personal housing provident fund loan must comply with the regulations on housing provident fund loans issued by the housing provident fund management department. The basic conditions that should be met include:

(1) Have a permanent urban residence or valid residence status ;

(2) Participate in the housing provident fund and be able to pay normally;

(3) Have stable economic income, good credit, and the ability to repay the principal and interest of the loan.

Since the maximum loan limit and loan period stipulated by the housing provident fund management centers in various places are different, please consult the local housing provident fund management center or Everbright Bank branch when borrowing.