Although this measure can reduce the burden by extending the mortgage term, I don't want to choose to repay the mortgage at the age of 80.
I won't choose this way because my ability to repay my mortgage will decline after retirement. I don't want to bear the pressure of mortgage all my life, and I hope to have a happy and comfortable old age.
First, I want to live a comfortable and happy old age and don't want to be troubled by mortgage.
When you are 80 years old, you really step into old age and live a life of providing for the aged. After working hard for most of my life, what I want most at this time is a comfortable and happy old age, so I don't want to be troubled by mortgage at this time. At the age of 80, I will definitely not repay my mortgage, but I will repay my mortgage as soon as possible, so that I can have a comfortable and comfortable old age and be happy every day at the age of 80.
Second, my ability to repay my mortgage will decline after retirement, so I don't want to repay my mortgage after retirement.
After retirement, I will live on my pension. At this time, my income will become limited, so my ability to repay the mortgage will decline. After retirement, I will not choose to repay my mortgage, but will choose to pay off my mortgage when I am young. At this time, I am full of energy, I can earn more income through hard work, and it will be easier to repay my mortgage.
Third, I don't want to bear the pressure of mortgage all my life, and I don't have to pay my mortgage at the age of 80.
Although I only need to pay part of my income to repay my mortgage, it will not seriously affect my life, but it is a great pressure for myself after all. As long as the mortgage is not paid off for one day, I will bear the pressure for one day. I can and don't want to bear this pressure all my life. So I will definitely not pay my mortgage when I am 80 years old, and I will definitely pay my mortgage when I am young.