Love flowers and rice does not check credit information. Ai Huami didn't check the credit information when applying for a loan. It mainly relies on the customer's big data to comprehensively approve the quota, so it can borrow money without checking the credit information, but in the subsequent repayment, it also checked the credit information at the meeting, which is to ensure that the borrower is not overdue. Aihuami was officially put into operation in 20 14, with the certificate issued by the state, covering 32 provinces across the country, and completed the C round of financing led by Zhongshunyi.