But I was cheated by more than 20 thousand?

Second, is pleasant loan reliable? Characteristics of loan products of pleasant loan platform.

Loan is a manifestation of consumption in advance, and online lending is a popular trend in society now. Many of us will choose online loans to solve the current financial difficulties. However, faced with a wide variety of loan products, many people don't know how to choose the one that suits them. Therefore, when choosing products suitable for the platform, try to choose big brands and reliable institutions. Recently, there is a very popular product on the market, which is pleasant loan. So is pleasant loan reliable? Let's take a closer look.

First, is pleasant loan reliable?

First of all, you can learn about the background of pleasant loans. It is an online loan platform launched by CreditEase, which mainly promotes personal credit loan services. As early as 20 15, the parent company was listed on NYSE 1 station, which is a pleasant loan. Every online loan is underwritten by PICC China Insurance Company. From the background, pleasant loans are really eye-catching. However, the evaluation of an online platform loan depends on whether its entire risk control system is sound, whether the lender's source of funds is stable, and whether the loan procedures and processes meet the regulatory requirements.

Pleasant loan is a leading financial technology platform in China, which was launched by CreditEase on 20 12. Pleasant loan provides efficient, convenient and personalized credit loan consulting services for high-quality urban white-collar workers in China through technology-driven financial innovation; Provide safe and professional online wealth management services for wealthy people through "Happy Wealth". On 20 15 12 18, pleasant loan was successfully listed on the NYSE, becoming the first financial technology stock in China. As of September 30th, 20 17, pleasant loan has served about 6.5438+0 million borrowers and nearly 6.5438+0.2 million lenders, with a cumulative contribution of 60.5 billion yuan.

Second, the characteristics of pleasant loan platform loan products

1, provident fund mode: you can apply with provident fund, and the three-step amount is as high as 200,000;

2, elite mode: app exclusive, can apply with pay, and the loan amount is as high as 200,000;

3. Extreme speed mode: app exclusive, credit card application, 10 minutes to easily borrow 65438+ 10,000;

4. Life insurance mode: app is exclusive, which can be applied by life insurance policy, and large loans are preferred.

To sum up, pleasant loan is a very formal online lending platform, mainly personal credit loans, and it is also a listed company, so it is safe. It has a relatively complete risk control system and a stable source of funds for lenders, providing convenient and personalized services for white-collar workers. So far, pleasant loans have a large number of users and a high total loan amount. Pleasant loans are characterized by provident fund model, elite model, extreme speed model and life insurance model, which are also the advantages of pleasant loans.

3. Is pleasant loan reliable? What are the products of Pleasant Loan?

China Merchants Bank has lightning loan business. At present, you can only apply through mobile banking or check whether you are eligible to apply.

If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in "My → All → My Loan → My Lightning Loan".

The maximum loan amount is 300,000 yuan and the minimum loan amount is 1 1,000 yuan; Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.

Fourth, is pleasant loan really borrowed?

Pleasant loan is a fraud company that cheats you into signing a contract. Borrowed 88,000 yuan, and finally paid back more than 6.5438+10,000 yuan, excluding interest, which was more than 6.5438+0.2 million yuan. Isn't this a hurry? Nobody cares about you when you call customer service! Fuck it. I won't even pay it back. Do whatever you want!