If the online loan you borrowed before forgets which platform it is, you can check which platform it is through your own credit record. Because the loan data of most online lending platforms will be directly connected with the personal center system of the People's Bank of China, the loan business of many online lending platforms will be recorded in your personal credit information, so you can directly query your personal credit information and know which online lending platform you are on from the personal credit information records.

Due to the strict control of the online loan industry by the relevant legal departments in recent years, the formal online loan companies that can basically be used in the market are directly linked to the personal credit information system of the central bank. Our online lending business in these regular online lending companies will review our personal credit information before lending, so our personal credit information will leave a certain record.

When we don't know which online lending platform we have conducted online lending business, we can find our own loan business by querying personal credit information. This method is very quick and concise, and will not have any influence on individuals. This is the best method I recommend you to use.

Another way to know which online lending platform you are on is to wait for the online lending company to send us a text message. We all know that. Generally, more formal online lending companies will send text messages to borrowers when they need to pay back the money, reminding them to repay, so that you can wait for the online lending platform to send text messages to urge you to repay, and naturally know which online lending company it is. However, there are certain risks in this way, because sometimes you may not notice your news, resulting in overdue behavior. This is likely to have some bad effects on your own personal credit.