1, new loan. The minimum loan amount is 6,543,800 yuan and the maximum loan amount is 500,000 yuan.

2. Small consumer loans. The loan amount is between 200,000 and 500,000.

3. automobile mortgage. The loan amount is between 500,000 and 500,000.

4. First-hand housing loans. Up to 80% of the property value.

5. Emergency wallet. The maximum amount is 50,000 yuan.

1. Ping An's "New First Loan" 1 year loan interest rate is 8.2%, and the 2-3 year loan interest rate is 8.32%. The account management fee is linked to the loan amount, with a monthly fee of 0.69% for 30,000-50,000 yuan and 0.59% for more than 50,000 yuan. The annual interest rate of Standard Chartered Bank ranges from 7.9% to 9.9% according to the loan term, and the account management fee is charged at 0.49% per month.

2. Pay (or transfer) 5,000 yuan, with social security, and the loanable salary is 7-24 times. I need a work certificate, and the bank has been doing it for half a year.

3. Monthly mortgage payment: As long as there is a mortgage record and the repayment is more than 6 months, the loan amount is generally 30 times of the monthly mortgage payment, and the maximum is not more than 500,000.

4. Monthly car loan payment: car loan records are required, and the repayment period exceeds 12 months. The loan amount is 45 times of the monthly payment, with an upper limit of 500,000.

: loan terms:

1. The borrower can provide proof of identity and residence.

2. Borrower 18 years old.

3. The borrower's age does not exceed the statutory retirement age.

4. The borrower has full capacity for civil conduct.

5. The borrower has good credit.

6. The borrower has sufficient repayment ability.

7. In addition, some loans that need mortgage, pledge and guarantee need the borrower to implement the guarantee.

Ping An Bank Microfinance Handling Process:

1. First, the borrower applies to a bank outlet that provides small loans. When applying, the borrower should bring his ID card and other relevant information, and if he is a merchant, he should also bring his business license. Secondly, the bank investigates the lender after receiving the lender's application.

2. The bank mainly examines the lender's personal credit status and personal income status to decide whether to lend money.

3. Finally, after investigation and approval by the bank, sign a loan contract with the bank. Fourth, the bank lends money and the lender successfully gets the loan.