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What I borrowed from others has been paid back, and the interest is four times higher than that of bank loans. Can I get my overpaid interest back now?
Before paying, you can refuse to pay the interest that is four times higher than the bank loan in the same period, but the interest has already been paid, and it will be more troublesome to get it back.

If the amount is large, and the begging is fruitless, you can bring a lawsuit to the court.

If the interest is not too great, forget it.