First, the basic situation of the wonderful loan of Guangfa Bank.
Wonderful loan of Guangfa Bank is a personal credit loan launched by Guangfa Bank, but it does not belong to the ordinary bank credit card service of daily overdraft credit card installment repayment. The wonderful loan of Guangfa Bank is to calculate the interest on a daily basis and repay the principal and interest on 10 every month. The application and approval process of Wonderful Loan of Guangfa Bank is relatively fast. If the personal credit record is good, it will be approved in ten minutes and the next payment will be received within two hours. This is convenient for borrowers who need money badly.
Second, the wonderful loan of Guangfa Bank.
Through online information inquiry, there are also some problems in the lending of Wonderful Loan of Guangfa Bank. Some users said that it was obvious that they could repay the loan in advance, but when the repayment funds were sufficient, they found that they could not repay the loan in advance, and they still had to repay the loan every month with interest. There are also some users who complain that the wonderful loan of Guangfa Bank is misleading. The repayment amount in the first month is different from that in the subsequent months, and there is a situation that the first month gives priority to repayment, which confuses users with the real repayment amount. From the above point of view, there are also problems that need to be paid attention to in the wonderful loan of Guangfa Bank.
Third, matters needing attention in lending.
When borrowing money, borrowers should pay attention to understanding whether the filing and registration of this lending platform is safe and legal through various channels such as the Internet. At the same time, it is necessary to know whether the interest rate of this loan product can be borne by individuals, so as to avoid the situation that personal credit information black spots cannot be returned. Consult a lawyer before borrowing money to see if there are any traps in the contract to further protect your own interests.
To sum up, the wonderful loan of Guangfa Bank is the main loan product promoted by Guangfa Bank, with high interest. When making a loan, the borrower should carefully understand and think twice before lending.