Flexible credit includes down payment, equal monthly payment and flexible balance payment in the last month. Pay off the final payment in one lump sum to reduce the monthly payment, and the final payment accounts for about 25% of the loan amount.

Features:

Compared with the traditional equal repayment method, the monthly payment is lower, and the borrower can reasonably control the funds. There are many ways to settle the balance, and you can apply for deferred repayment.

Product introduction:

Loan term: 2 to 48 months.

Down payment: 30% of the total car price.

Average monthly payment period: 1 1 to 47 months.

Flexible balance payment (new): 25% of the loan amount.

Treatment of the balance payment:

1, settle the elastic balance at one time and obtain the ownership of the car;

2. Re-apply for a second loan for the elastic balance, with a term of 12 to 48 months (the total loan term shall not exceed 60 months); 3. Replace the new car with the used car with the help of the car dealer.