It's true. There are indeed some online lending platforms that provide interest refund services, aiming at improving user experience and satisfaction, thus attracting and retaining more users. Not all online lending platforms provide this service, even if it is a platform that provides interest refund service, the specific terms are quite different. Online loan interest return service usually has the following forms: first loan discount, preferential interest return, timely repayment interest return and so on.

1. First-time loan preference generally means that new users can enjoy partial or full interest return when they borrow for the first time on the platform.

2. Interest word-of-mouth is to require users to give favorable comments on the platform after using the service, so as to obtain profit returns.

3. Repay the principal and interest on time to encourage users to repay on time and exchange part or all of the interest with a good credit record.