Generally, you need to make an appointment with the bank before repaying in advance, and you can consult the relevant policies of the loan bank for details. The process of repaying the loan in advance is:
Step 1: First, check the requirements of prepayment in the loan contract, and pay attention to whether it is necessary to pay a certain penalty for prepayment.
Step 2: Call the loan bank in advance to inquire about the application time and minimum repayment amount of the loan and other materials that need to be prepared.
Step 3: According to the requirements of the bank, apply for early repayment in person to the relevant departments.
Step 4: The borrower takes the relevant documents to the borrowing bank and goes through the relevant formalities of prepayment.
Step 5: Submit the prepayment application form and deposit the prepayment in the counter.
Documents required for prepayment:
1, ID card, household registration book (home page, personal page and change page of household registration book) and their copies.
2. The spouse's ID card, household registration book (home page, personal page and change page of household registration book) and its copy.
3. Proof of marital status (marriage certificate or divorce certificate or unmarried certificate)
4. Property right certificate, house sales contract and loan contract
5. Copy of repayment list or repayment passbook