Second-hand housing mortgage service fee is paid when handling the loan. When mortgage costs involve mortgage or sub-mortgage, the service fees of mortgage companies, appraisal companies and banks need to be paid. Second-hand housing loan refers to the loan business in which the buyer uses the house traded in the secondary housing market as collateral, applies for a loan from the bank to pay the purchase price, and then the buyer pays the principal and interest to the bank in installments. The mortgage fee mainly includes: 1, and the house survey fee: 90 yuan for each certificate, which will be collected by the Housing Authority; 2. Housing appraisal fee: the appraisal price ×0.5%, which will be collected by the appraisal company. Do not need the appraisal report, only the initial appraisal fee 300 yuan; 3. Mortgage agency fee: the service fee charged directly by the mortgage company, with the standard of loan amount × (1%~1.5%); Different mortgage companies have different standards, which are generally 1% or1.2% of the loan amount; 4. Loan insurance premium: loan amount × 1.2×0. 1%× loan period, which shall be collected by the insurance company. The longest term of second-hand housing mortgage loan is 20 years; 5. Notarial fee for loan contract: 300 yuan for each case; 6. Notary fee for the agreement on the mortgage contract: 300 yuan for each case; 7. Transaction entrustment notarization fee: 200 yuan per piece; 8. Intermediary fee for bank provident fund: Each case in 500 yuan will be charged by the corresponding bank.