Unemployed college students who start their own businesses can get a guaranteed loan of up to 200,000 yuan as a "start-up fee". The small secured loan in Qingdao, Shandong Province began in 2003. At present, the city has granted loans of 49 1 transaction, with a loan amount of 29.36 million yuan, of which loans of 1.5 1.7 million yuan were made by small and medium-sized enterprises and economic entities, with a repayment rate of 96%. Through loans to support 88 1 person to start a business, more than 2000 people were employed. In order to support more unemployed people to start their own businesses, Qingdao City, Shandong Province has expanded the scope and quota of small secured loans this year: from unemployed people who originally held re-employment concession cards to retired urban soldiers and college graduates who have registered for unemployment to start their own businesses; The loan amount will be increased from 20,000 yuan to no more than 30,000 yuan for individual business and no more than 200,000 yuan for starting a business or partnership; The loan period is extended from 1 year to 2 years, reducing the repayment pressure of the borrower. Those engaged in low-profit projects can also enjoy 50% or 100% financial discount support. At present, there are 44 street labor security centers, district employment service centers and municipal entrepreneurship guidance centers in Qingdao, Shandong Province, which accept applications uniformly, and unemployed people can apply for loans without leaving the community.

Qingdao City, Shandong Province, increased the loan guarantee fund by 5 million yuan this year, with a total capital of 6.5438+million yuan. People from Qingdao Commercial Bank who undertake the loan task said that they would lend in strict accordance with the ratio of 654.38+0: 5. Before the end of the year, more than 600 unemployed people in the island city who meet the policy will receive 20 million yuan of small secured loans, equivalent to the sum of loans in the previous two years.